Book a call
PE-backed · QuickBooks Online · $5M–$50M revenue

Your lender package and board pack,
on close day.

Plametrix reads the ledger and builds the covenant certificate, the net debt walk, the add-back schedule and the pack your sponsor expects, the morning after month end. Every figure traces to a posting. No language model does the arithmetic.

See the live demo Book a call
Day 1The scheduled pack goes to your distribution list the first morning after month end, built from the ledger as it stands. The documented norm for PE-backed companies is a flash in 3 to 10 business days and a full pack in 10 to 20.
1 queryBehind every figure, back to the ledger line that produced it. Click any number and read the postings.
0Numbers computed by a language model. Statements, covenants, forecasts and packs come from deterministic code over your ledger.
3 daysThree business days from one trial balance to your own workspace, behind your own login.
What you get

Two deliverables. Both built from the ledger, not a template.

Lender packagePDF · every close, and on demand

The package your lender signs off on.

A certificate that reconciles to the ledger, not a spreadsheet someone finished at midnight. If you carry debt, this is the document that costs your team its first week every month.

  • Covenant compliance certificate, with every step-down in force at the test date
  • Net debt walk: term loan, revolver, seller note, cash
  • Itemized add-back schedule from reported to adjusted EBITDA
  • Trailing twelve-month income statement whose quarters add up
  • Balance sheet, cash flow and liquidity
  • The first month the forecast breaks a covenant, and the step-down that causes it
What is in it
Close-day packPowerPoint · to your distribution list

The pack your sponsor expects, the morning after month end.

It opens with what the close missed, not with a table. The scheduled pack reaches the board's inboxes the first morning after month end. Post the close later, re-sync, and the rebuilt pack is one click away the same day.

  • What the close missed: quantified findings with the ledger evidence attached
  • The covenant date, up front, before the statements
  • Income statement, revenue and margin by location, balance sheet, cash flow
  • Rolling forecast with every assumption labelled with who set it
  • The scenarios your board will ask about, with headroom recomputed
  • A review log of what was checked before the pack was issued
See the pack
See it working

Under a minute. One covenant break, caught.

Summit Mechanical Group is a fictional PE-backed HVAC roll-up with 42 months of real double-entry ledger. It clears its 4.25x leverage covenant today and breaks the 3.75x step-down in March 2027. The live demo runs on the full ledger, and you can check every number yourself.

Get demo access
How it is made

Three agents, three jobs. The pack opens with what the close missed.

A board paragraph with a ledger trail, not a controller's exception list. The decision of whether something is worth saying is deterministic and tested, so when the pack raises a point, it is a point.

01

Controller

Checks the ledger before anything is built. Trial balance ties in every period, the balance sheet balances, cash flow reconciles to the movement in cash to the cent.

02

Director of FP&A

Builds the statements, the forecast, the lender package and the pack, from the ledger as it stands the morning after month end, and again whenever you re-sync.

03

VP of Finance

Re-derives every figure by a separate route, reads the result the way a board member would, and writes what it caught into the review log that ships with the pack.

Covenants

Know the breach month before your lender does.

Give Plametrix the debt schedule and the covenant tests. It carries headroom through the rolling forecast and stamps the first month a test fails, with the step-down that causes it. You would rather read that in October than hear it in March.

  • Each ratio recomputed from source and checked against the limit in force at the test date, step-downs included.
  • Net debt walked from the schedule: term loan including the current portion, revolver, seller note, less cash. Disclosed, never double-counted.
  • Run a scenario against the step-down and watch the headroom move, with the postings behind every figure.
  • No debt schedule yet? The covenant pages say so in one sentence rather than inventing a number.
Your data

Your QuickBooks file stays yours.

01

Read-only

Plametrix connects to QuickBooks Online with accounting read scope. It cannot post, edit or move money.

02

Deterministic

Every figure comes from code running against your ledger. A language model only turns your questions into a plan; it never sees a balance.

03

Isolated

Each company's ledger sits behind row-level security enforced at the database. Sign-in is by emailed link, invite-only. No passwords exist to leak.

04

Yours to delete

Uploads are parsed in memory and never stored. Packs are recomputed on demand, never archived. Your workspace is deleted within 30 days of asking.

Read the trust page: where the ledger lives, who can see it, what a model is allowed to see.

Pricing

$3,000 a month. Per company. Everything included.

No setup fee. No diagnostic to buy first. Cancel monthly. Start with a free 30-day pilot on your own trial balance.

See what is included
Who built it

“The lender package and the board pack are the two documents that ate the first week of every month I spent in PE-backed companies. I built Plametrix to produce both from the ledger, with every number traceable to a posting, before anyone has to ask for them.”

Agon GrazhdaniFounder. Director of FP&A, 12 years in PE-backed companies including CoStar Group and Lightwave Dental.
Common questions

The things people ask first.

What does Plametrix deliver each month?

Two things, the first morning after month end, and again on request any day: a lender package as PDF (covenant certificate, net debt walk, add-back schedule, trailing statements, liquidity, breach-month forecast) and a board pack as PowerPoint (what the close missed, statements, revenue and margin by location, covenant compliance, rolling forecast, scenarios, review log). In between, you ask questions of the numbers and run scenarios in the workspace.

How fast is close day, really?

The scheduled pack is built the first morning after month end from the ledger as it stands in QuickBooks and emailed to your distribution list. If your team posts the close later in the month, re-sync and the pack rebuilds on demand the same day. The documented norm for PE-backed companies is a flash in 3 to 10 business days after month end and a full pack in 10 to 20.

Does a language model do the math?

No. Every statement, covenant test, forecast and pack figure is computed by deterministic code against your ledger, and every figure carries a query back to the posting behind it. A language model is used for one job: turning a plain-English question into a plan for which calculation to run. It receives the question and the names of your accounts and locations, never an amount.

Who reviews the pack before the board sees it?

The VP of Finance agent does. It re-derives every figure by an independent route, reads the result for what the close missed, and its checks ship with the pack in a review log. You approve metric definitions once and the same definitions run every month. Nothing waits on a person at Plametrix.

What do you need from us?

A QuickBooks Online connection with read-only accounting scope, your debt schedule and covenant definitions if you carry debt, and a distribution list for the pack. For a pilot, one trial balance export is enough.

How much does it cost?

$3,000 a month per company, everything included. No setup fee, no diagnostic to buy first, cancel monthly. Start with a free 30-day pilot on a trial balance.

Is Plametrix a service or software?

Software, built by a finance professional. You connect QuickBooks and the pack builds itself. Agon Grazhdani designed the method and runs your onboarding call, but your monthly pack does not wait on anyone's calendar.

Do you support Sage Intacct or NetSuite?

QuickBooks Online today. If you run Sage Intacct or NetSuite, start with a monthly trial balance export: the workspace, forecast and pack all work from it. A direct Intacct connection is planned.

Let's talk about your numbers.

Thirty minutes on a call, or send one trial balance and see your own version within three business days.

Book a call See the live demo